UIB UK - Commercial Combined

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	UK Clients
	Commercial Combined
	Directors' & Officers' Liability
	Engineering
	Goods in Transit/Hauliers
	Liability
	Motor Fleet
	Office Combined
	Personal Accident - Travel
	Professional Indemnity
	Property Owners

Whilst a commercial package is relatively standard in approach to cover, each business is different and it is essential to understand each business to ensure the correct level of cover with adequate limits/insured values is chosen.

CONTACT

Stephen Palles-Clark
Divisional Director
slpc@uib.co.uk

Simon Lovat
Divisional Director
sdl@uib.co.uk

Property and Business Interruption
All Businesses operating in the UK need to ensure they maintain the correct level of insurance to protect their assets, whether these are: buildings plant contents computers and/or stock. It is also very important to ensure that the potentially negative effect on revenue is insured against following insured damage at the insured site or those of any major suppliers or customers. Physical protections and risk management is important no matter what the scale of business is.

Liabilities
Different businesses have a range of liabilities which need to be insured against. Within the Combined package liability for injury to Employees, liability for injury to third parties or damage to third party property arising out of the business or any products sold, supplied, serviced or maintained can also be insured. Effective mitigation of liability by proactive Health & Safety management and risk assessments plays an important part in controlling premium costs.

By concentrating on the business activities you are engaged in, the risks and positive risk features, we can tailor a Combined package to achieve the right level of cover at competitive premiums.

Policies can also include; Money, Personal Accident (Assault), Theft by Employees, Goods in Transit, Legal Expenses and the like.

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